Building wealth
Investment advice and wealth strategy
Investment advice from Channel Wealth starts with your goals, not a product. Rory D’Agostino helps Sutherland Shire clients decide how much to invest, where to hold it (inside or outside super, and in whose name), and how to build a diversified portfolio that matches the risk they are comfortable with. Your portfolio is then reviewed regularly as life changes.
Who it’s for
-
You have savings sitting in the bank and don’t know where to start
-
You invest already, but without a clear strategy behind it
-
You want a portfolio that suits your timeframe and comfort with risk
-
You want advice that keeps working, not a one-off recommendation
Strategy before products
Most people who come to us don’t need another hot tip. They need a strategy: how much to invest, for how long, for what, and in which structure. Once that is clear, choosing the investments becomes much simpler.
How we approach your investments
- Goals first. Every investment has a job, whether that’s a house deposit in five years, school fees in ten, or independence in twenty.
- The right structure. Inside super or outside, in one name or two, or through another structure where appropriate. Structure can matter as much as returns.
- Your risk profile. A portfolio you can stick with when markets fall is worth more than one that looks good on paper.
- Diversification. Spreading investments across asset classes and markets to reduce the impact of any single one.
- Costs. Keeping investment and platform fees in proportion to the value they add.
Protecting what you build
Growing wealth is only half the job. We also look at the risks that could undo it, from too much in one investment to cash-flow shocks, and build in the buffers that let you stay invested through the ups and downs.
- Step 01
A conversation
We chat through your goals, your current setup and whether we’re the right fit. No pressure, no pitch.
- Step 02
Your strategy
We gather the detail, model the options and agree the targets that will guide every decision.
- Step 03
Statement of Advice
Your recommendations in writing, with the costs, before anything is put in place.
- Step 04
Ongoing advice
Regular reviews as your income, family and goals change, so the plan keeps working.
My wife and I have been working with Rory for a number of years. We were making good money but felt we weren't getting ahead. He has been extremely helpful in helping us set up property investments, understanding our cash flow and putting our money to good use. We have seen a noticeable increase in assets and feel like we are making good progress longer term. Would highly recommend!
Related
Often part of the same plan
FAQs
Common questions
How much do I need to start investing with an adviser?
There is no fixed minimum. What matters is whether advice will add more value than it costs for your situation, and we will tell you honestly in the first conversation.
Do you pick individual shares?
Our focus is the overall strategy and asset allocation. Recommendations are made in your Statement of Advice and based on your goals, timeframe and risk profile.
How is my portfolio reviewed?
As part of ongoing advice we review your portfolio and plan regularly, rebalance where needed and adjust the strategy as your circumstances change.
Let’s start with a conversation.
We’ll chat through your goals, your current setup and whether we’re the right fit. No pressure, no pitch.